{"id":15299,"date":"2019-11-13T21:21:00","date_gmt":"2019-11-13T13:21:00","guid":{"rendered":"https:\/\/172-105-121-241.ip.linodeusercontent.com\/?p=15299"},"modified":"2023-11-16T15:50:20","modified_gmt":"2023-11-16T07:50:20","slug":"%e6%8e%8c%e4%b8%ad%e3%81%ae%e9%b3%a5%e3%83%95%e3%82%a3%e3%83%b3%e3%83%86%e3%83%83%e3%82%af","status":"publish","type":"post","link":"https:\/\/jargaldefacto.com\/?p=15299&lang=ja","title":{"rendered":"\u638c\u4e2d\u306e\u9ce5\u30d5\u30a3\u30f3\u30c6\u30c3\u30af"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">FINTECH: LIKE A BIRD IN THE HAND<\/h2>\n\n\n\n<p>\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\uff08Fintech=Financial Technology\uff09\u306f\u3001\u9769\u65b0\u7684\u306b\u767a\u9054\u3057\u305f\u60c5\u5831\u901a\u4fe1\u6280\u8853\u3092\u99c6\u4f7f\u3057\u3001\u91d1\u878d\u3068\u60c5\u5831\u6280\u8853\u3092\u7d44\u307f\u5408\u308f\u305b\u305f\u65b0\u305f\u306a\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u306e\u5f62\u614b\u30fb\u5206\u91ce\u3067\u3042\u308b\u3002\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306f\u4eba\u3005\u306e\u8ca1\u7523\u306b\u95a2\u4fc2\u3057\u3066\u304f\u308b\u305f\u3081\u3001\u767a\u751f\u53ef\u80fd\u306a\u5982\u4f55\u306a\u308b\u30ea\u30b9\u30af\u3082\u6392\u9664\u30fb\u7ba1\u7406\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u73fe\u5728\u3001\u30e2\u30f3\u30b4\u30eb\u3067\u306fLendmn\u3001Ard Credit\u3001Hi-Pay\u306a\u3069\u3001\u591a\u6570\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u304c\u55b6\u696d\u3057\u3066\u304a\u308a\u3001\u305d\u306e\u4e00\u90e8\u306f\u6d77\u5916\u306b\u3082\u9032\u51fa\u3057\u3066\u3044\u308b\u3002\u30e2\u30f3\u30b4\u30eb\u521d\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3067\u3042\u308b\u30e2\u30d3\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u793e\u306f\u30011\u65e520\u4e07\u56de\u3001\u5408\u8a0840\u5104\u30c8\u30a5\u30b0\u30eb\u30b0\u306e\u96fb\u5b50\u30de\u30cd\u30fc\uff1a\u30ad\u30e3\u30f3\u30c7\u30a3\u3067\u306e\u53d6\u5f15\u3092\u884c\u3044\u3001150\u4e07\u4eba\u306b\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u3002\u4e16\u754c750\u793e\u4ee5\u4e0a\u306e\u79fb\u52d5\u4f53\u901a\u4fe1\u4e8b\u696d\u8005\u3084\u95a2\u9023\u4f01\u696d\u304b\u3089\u306a\u308b\u696d\u754c\u56e3\u4f53\u3067\u3042\u308bGSM\u30a2\u30bd\u30b7\u30a8\u30fc\u30b7\u30e7\u30f3\uff08GSMA\uff09\u306b\u3088\u308b\u3068\u30011\u4eba\u5f53\u305f\u308a\u306e\u56fd\u5185\u7dcf\u751f\u7523\uff08GDP\uff09\u304c\u4f4e\u304f\u3001\u4eba\u53e3\u5bc6\u5ea6\u304c\u9ad8\u3044\u56fd\u3005\u3067\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306e\u30b5\u30fc\u30d3\u30b9\u304c\u6025\u901f\u306b\u62e1\u5927\u3057\u3066\u3044\u308b\u3068\u3044\u3046\u3002<\/p>\n<\/blockquote>\n\n\n\n<p><strong>\u91d1\u878d\u30c6\u30af\u30ce\u30ed\u30b8\u30fc<\/strong><\/p>\n\n\n\n<p>\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306b\u95a2\u3059\u308b\u6280\u8853\u9769\u65b0\u306f\u3001\u307e\u305a\u8caf\u84c4\u3068\u6295\u8cc7\u306e\u4ef2\u4ecb\u5f79\u3068\u3044\u3046\u5f62\u3067\u73fe\u308c\u3001\u7d4c\u6e08\u6210\u9577\u3092\u4fc3\u3059\u91d1\u878d\u5206\u91ce\u306b\u6025\u901f\u306b\u5e83\u304c\u308a\u3001\u5546\u54c1\u3084\u30b5\u30fc\u30d3\u30b9\u306e\u6d41\u901a\u3092\u5145\u5b9f\u3055\u305b\u3066\u304d\u305f\u3002<\/p>\n\n\n\n<p>\u30d5\u30a3\u30f3\u30c6\u30c3\u30af1.0\u306f\u30011876\u5e74\u306b\u30a2\u30ec\u30af\u30b5\u30f3\u30c0\u30fc\u30fb\u30b0\u30e9\u30cf\u30e0\u30fb\u30d9\u30eb\u304c\u4e16\u754c\u521d\u306e\u5b9f\u7528\u6bb5\u968e\u306b\u9054\u3057\u305f\u96fb\u8a71\u306e\u7279\u8a31\u3092\u53d6\u5f97\u3057\u305f\u3053\u3068\u304c\u767a\u7aef\u3068\u306a\u308a\u3001\u91d1\u878d\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306e\u65b0\u3057\u3044\u30a4\u30f3\u30d5\u30e9\u304c\u5f62\u6210\u3055\u308c\u305f\u3002\u305d\u306e100\u5e74\u5f8c\u3001\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u306e\u51fa\u73fe\u3068\u5171\u306b\u30d5\u30a3\u30f3\u30c6\u30c3\u30af2.0\u304c\u59cb\u307e\u308a\u3001\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3078\u306e\u30a2\u30af\u30bb\u30b9\u3084\u5229\u7528\u304c\u6025\u5897\u3057\u305f\u3002\u305d\u3057\u30662008\u5e74\u304b\u3089\u306f\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u3001\u30e2\u30d0\u30a4\u30eb\u30fb\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u306e\u666e\u53ca\u3068\u5171\u306b\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af3.0\u304c\u59cb\u307e\u3063\u305f\u3068\u8a00\u308f\u308c\u3066\u3044\u308b\u3002\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u306f\u3088\u308a\u7c21\u6613\u306b\u306a\u308a\u3001\u4fa1\u683c\u3082\u5b89\u304f\u3001\u51e6\u7406\u304c\u9ad8\u901f\u5316\u3057\u305f\u3053\u3068\u306b\u3088\u3063\u3066\u3001\u8ab0\u3082\u304c\u624b\u8efd\u306b\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3078\u30a2\u30af\u30bb\u30b9\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u3063\u305f\u3002\u3053\u308c\u306f\u4e16\u754c\u4e2d\u306e\u8ca7\u56f0\u524a\u6e1b\u3078\u306e\u53d6\u308a\u7d44\u307f\u306b\u304a\u3044\u3066\u5927\u304d\u306a\u5909\u5316\u3092\u3082\u305f\u3089\u3057\u3066\u3044\u308b\u3002\u30d5\u30a3\u30f3\u30c6\u30c3\u30af3.0\u306f\u91d1\u878d\u6c7a\u6e08\u3001\u9810\u91d1\u3001\u8cb8\u51fa\u3001\u4fdd\u967a\u30b5\u30fc\u30d3\u30b9\u306b\u65b0\u305f\u306a\u5229\u7528\u5f62\u614b\u3092\u3082\u305f\u3089\u3057\u3001\u52b4\u50cd\u751f\u7523\u6027\u3092\u5411\u4e0a\u3055\u305b\u3001\u79c1\u305f\u3061\u306e\u751f\u6d3b\u306b\u5927\u304d\u306a\u5909\u5316\u3092\u4e0e\u3048\u3066\u3044\u308b\u3002\u307e\u305f\u96fb\u5b50\u30de\u30cd\u30fc\u304c\u6c7a\u6e08\u30c4\u30fc\u30eb\u3068\u306a\u3063\u305f\u3053\u3068\u306b\u3088\u308a\u3001\u305d\u308c\u307e\u3067\u30ab\u30fc\u30c9\u4f1a\u793e\u306b\u652f\u6255\u3063\u3066\u3044\u305f3\u301c5\uff05\u306e\u624b\u6570\u6599\u3092\u7bc0\u7d04\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u3063\u305f\u3002<\/p>\n\n\n\n<p>\u3053\u3046\u3044\u3063\u305f\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306e\u9032\u5316\u306f\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u3060\u3051\u306b\u7559\u307e\u3089\u305a\u3001\u5927\u91cf\u306e\u30c7\u30fc\u30bf\uff08Big Data\uff09\u3001\u4eba\u5de5\u77e5\u80fd\uff08\uff21\uff29\uff09\u3001\u30d0\u30ea\u30e5\u30fc\u30fb\u30c1\u30a7\u30fc\u30f3\u3001\u30d6\u30ed\u30c3\u30af\u30c1\u30a7\u30fc\u30f3\u306a\u3069\u65b0\u3057\u3044\u30d3\u30b8\u30cd\u30b9\u3092\u751f\u307f\u51fa\u3057\u3066\u3044\u308b\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"940\" height=\"630\" src=\"https:\/\/172-105-121-241.ip.linodeusercontent.com\/wp-content\/uploads\/2023\/10\/591b63fb67acca34757dac7510e48ece.png\" alt=\"\" class=\"wp-image-15300\" srcset=\"https:\/\/jargaldefacto.com\/wp-content\/uploads\/2023\/10\/591b63fb67acca34757dac7510e48ece.png 940w, https:\/\/jargaldefacto.com\/wp-content\/uploads\/2023\/10\/591b63fb67acca34757dac7510e48ece-300x201.png 300w, https:\/\/jargaldefacto.com\/wp-content\/uploads\/2023\/10\/591b63fb67acca34757dac7510e48ece-768x515.png 768w, https:\/\/jargaldefacto.com\/wp-content\/uploads\/2023\/10\/591b63fb67acca34757dac7510e48ece-330x220.png 330w, https:\/\/jargaldefacto.com\/wp-content\/uploads\/2023\/10\/591b63fb67acca34757dac7510e48ece-420x280.png 420w, https:\/\/jargaldefacto.com\/wp-content\/uploads\/2023\/10\/591b63fb67acca34757dac7510e48ece-860x576.png 860w\" sizes=\"auto, (max-width: 940px) 100vw, 940px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-right\"><em>KPMG Pulse of Fintech report 2018<\/em><\/p>\n\n\n\n<p><strong>\u91d1\u878d\u30b5\u30fc\u30d3\u30b9<\/strong><\/p>\n\n\n\n<p>\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306b\u3088\u3063\u3066\u3001\u9280\u884c\u306e\u696d\u52d9\u304c\u5206\u5272\u3055\u308c\u3001\u9280\u884c\u306f\u6c7a\u6e08\u53d6\u5f15\u3084\u8cc7\u7523\u306e\u9069\u5207\u306a\u904b\u7528\u3068\u3044\u3063\u305f\u672c\u6765\u306e\u76ee\u7684\u306b\u96c6\u4e2d\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u3044\u308b\u3068\u30a4\u30f3\u30b0\u30e9\u30f3\u30c9\u9280\u884c\u7dcf\u88c1\u30de\u30fc\u30af\u30fb\u30ab\u30fc\u30cb\u30fc\u306f\u8a00\u3046\u3002<\/p>\n\n\n\n<p>\u643a\u5e2f\u96fb\u8a71\u756a\u53f7\u304c\u6c7a\u6e08\u53e3\u5ea7\u306b\u306a\u3063\u305f\u3053\u3068\u306b\u3088\u3063\u3066\u3001\u4ee5\u524d\u307e\u3067\u306f\u9280\u884c\u306b\u53e3\u5ea7\u3092\u958b\u8a2d\u3067\u304d\u306a\u304b\u3063\u305f\u6570\u767e\u4e07\u4eba\u304c\u5373\u6642\u6c7a\u6e08\u3001\u8cb8\u51fa\u30b5\u30fc\u30d3\u30b9\u3092\u53d7\u3051\u3089\u308c\u308b\u3088\u3046\u306b\u306a\u3063\u305f\u3002\u6771\u30a2\u30d5\u30ea\u30ab\u306e\u6570\u30f5\u56fd\u3067\u306f\u3001\uff2d-Pesa\u3068\u3044\u3046\u96fb\u5b50\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u304c\u5c0e\u5165\u3055\u308c\u3001\u3053\u306e\u5730\u57df\u306b\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u306e\u9769\u547d\u3092\u8d77\u3053\u3057\u3066\u3044\u308b\u3002\u30b1\u30cb\u30a2\u3067\u306f\u3001\u304a\u3088\u305d11\u4e07\u306eM-Pesa\u306e\u4ee3\u7406\u5e97\u304c\u6d3b\u52d5\u3057\u3066\u3044\u308b\u3002\u3053\u308c\u306f\u540c\u56fd\u306e\u9280\u884cATM\u306e\u6570\u306e40\u500d\u306b\u3082\u306a\u308b\u3068\u4e16\u754c\u9280\u884c\u304c\u767a\u8868\u3057\u305f\u3002\u65b0\u8208\u56fd\u3067\u306f\u3001\u4eba\u3005\u304c\u9810\u91d1\u3092\u3082\u3064\u3053\u3068\u306b\u3088\u308a\u3001\u56fd\u306e\u751f\u7523\u3001\u30a4\u30f3\u30d5\u30e9\u3001\u4eba\u7684\u8cc7\u672c\u306e\u767a\u5c55\u306b\u5fc5\u8981\u306a\u300c\u8cc7\u7523\u300d\u304c\u84c4\u3048\u3089\u308c\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u3044\u308b\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u4e16\u754c\u4e2d\u306e\u30aa\u30f3\u30e9\u30a4\u30f3\u53d6\u5f15\u306e\u534a\u5206\u3092\u5360\u3081\u308b\u4e2d\u56fd\u3067\u306f\u3001Alipay\uff08\u652f\u4ed8\u5b9d\uff09\u3001WeChat Pay\uff08\u5fae\u4fe1\u652f\u4ed8\uff09\u304cQR\u30b3\u30fc\u30c9\u3092\u5229\u7528\u3059\u308b\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30fb\u30b5\u30fc\u30d3\u30b9\u3092\u5c0e\u5165\u3057\u3066\u3044\u308b\u3002\u97d3\u56fd\u300cKakaoPay\u300d\u3001\u30bf\u30a4\u300cSiamPay\u300d\u3001\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u300cAu wallet\u300d\u3001\u30a2\u30e1\u30ea\u30ab\u300cApple 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class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306e\u53ef\u80fd\u6027\u3092\u5341\u5206\u306b\u6d3b\u7528\u3057\u3001\u7af6\u4e89\u529b\u3092\u9ad8\u3081\u308b\u305f\u3081\u306b\u306f\u3001\u653f\u5e9c\u306f\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u5404\u793e\u3092\u8ce2\u660e\u306b\u898f\u5236\u3057\u3066\u884c\u304b\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3002\u305f\u3060\u3057\u3001\u5f7c\u3089\u306e\u65b0\u3057\u3044\u30a2\u30a4\u30c7\u30a3\u30a2\u3092\u5236\u9650\u3057\u3066\u306f\u306a\u3089\u306a\u3044\u3002\u307e\u305f\u3001\u56fd\u6c11\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306b\u5bfe\u3059\u308b\u77e5\u8b58\u3084\u6559\u80b2\u306e\u5411\u4e0a\u3092\u56f3\u3089\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3002<\/p>\n<\/blockquote>\n\n\n\n<p>\u638c\u4e2d\u306e\u9ce5\u3092\u5f37\u304f\u63e1\u308c\u3070\u6b7b\u3093\u3067\u3057\u307e\u3046\u3002\u3057\u304b\u3057\u3001\u5f31\u904e\u304e\u308c\u3070\u9003\u3052\u3057\u3066\u3057\u307e\u3046\u3002<\/p>\n\n\n\n<p class=\"has-text-align-right\"><strong>2019\u5e7411\u670813\u65e5<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-right\"><strong>\u65e5\u672c\u8a9e\u7248\u5236\u4f5c\uff1aMongol Izumi Garden LLC http\/\/translate.mig.asia<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>FINTECH: LIKE A BIRD IN THE HAND \u30d5\u30a3\u30f3\u30c6\u30c3\u30af\uff08Fintech=Financial 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