{"id":13166,"date":"2018-06-14T18:43:00","date_gmt":"2018-06-14T10:43:00","guid":{"rendered":"https:\/\/172-105-121-241.ip.linodeusercontent.com\/?p=13166"},"modified":"2023-10-25T10:40:38","modified_gmt":"2023-10-25T02:40:38","slug":"%d1%86%d0%b0%d1%85%d0%b8%d0%bc-%d1%82%d3%a9%d0%bb%d0%b1%d3%a9%d1%80%d0%b8%d0%b9%d0%bd-%d1%85%d1%83%d0%b2%d1%8c%d1%81%d0%b3%d0%b0%d0%bb-%d0%b0%d0%b9%d1%81%d1%83%d0%b9","status":"publish","type":"post","link":"https:\/\/jargaldefacto.com\/?p=13166&lang=ko","title":{"rendered":"\ub2e4\uac00\uc624\ub294 \ub514\uc9c0\ud138\uacb0\uc81c \ud601\uba85"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">THE IMMINENT REVOLUTION OF DIGITAL PAYMENTS<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc6b0\ub9ac\ub294 \ubb3c\uac74\uc744 \uc0b4 \ub54c \ud604\uae08\uc774\ub098 \uce74\ub4dc\ub85c \uacb0\uc81c\ud55c\ub2e4. \uce90\ub098\ub2e4\uc640 \ud55c\uad6d \ub4f1 \uc5ec\ub7ec \ub098\ub77c\uc5d0\uc11c \ud734\ub300\ud3f0\uc744 \uac00\uae4c\uc774 \uac16\ub2e4 \ub300\uae30\ub9cc \ud558\uba74 \uacb0\uc81c\uac00 \uac00\ub2a5\ud574\uc84c\ub2e4.&nbsp;\ub9ac\uc6b0\uc62c\ub9bc\ud53d \ub54c \ubc18\uc9c0\ub85c, \ud3c9\ucc3d\uc62c\ub9bc\ud53d \ub54c\uc5d0\ub294 \uc7a5\uac11\uc744 \uc2a4\uccd0 \uacb0\uc81c\ub97c \ud558\uc600\ub2e4. \ud2b9\uc218\ud55c \uce69\uc774 \ub0b4\uc7a5\ub418\uc5b4 \uc788\uc5b4 \uadfc\uc811\uac70\ub9ac\uc5d0\uc11c \ud310\ub3c5\uc2dc\ud0a4\uae30\ub9cc \ud558\uba74 \ub41c\ub2e4. \uc904\uc11c\uc11c \uae30\ub2e4\ub9b4 \ud544\uc694\ub3c4 \uc5c6\uc5b4 \uc2dc\uac04 \uc808\uc57d\uc774 \ub41c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud604\uc7ac \uae30\uc220\ud601\uba85\uc740 \uc885\uc774\ub85c \ub9cc\ub4dc\ub294 \uc9c0\ud3d0\ub97c \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uc544\ub3c4 \ub418\ub294 \ud658\uacbd\uc744 \uc81c\uacf5\ud558\uba70, \uc5b4\ub5a4 \uc120\uc9c4\uad6d\ub4e4\uc740 \uce90\uc2dc\ub9ac\uc2a4\uc774\ucf54\ub178\ubbf8(cash-less economy)\ub97c \ub9cc\ub4e4 \uac83\uc774\ub77c\uace0 \uc774\uc57c\uae30\ud55c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub514\uc9c0\ud138\uacb0\uc81c\ub97c \ud1b5\ud558\uc5ec \uc790\uae08\ud750\ub984 \uc18d\ub3c4\uac00 \ube68\ub77c\uc9c0\uace0, \uc2dc\uac04\ub0ad\ube44\ub97c \ubc29\uc9c0\ud558\uace0 \uc5ec\ub7ec \uac00\uc9c0 \uc5b4\ub824\uc6c0\uc744 \ud574\uc18c\ud558\uace0 \uc788\ub2e4.&nbsp;\ubd80\uc815\ubd80\ud328\ub97c \ubc18\ub300\ud558\ub294 \ub370\ub3c4 \ud070 \ucd94\uc9c4\ub825\uc774 \ub41c\ub2e4. \ubb3c\uac74\uc744 \uc0ac\uace0\ud30c\ub294 \uc591\uce21\uc774 \uce74\ub4dc \uc5c6\uc774 \uc218\uc218\ub8cc\ub3c4 \uc548 \ub0b4\uace0 \uc790\uae08\uc774\uccb4\uac00 \uac00\ub2a5\ud55c \uc790\uc720\ub97c \ub204\ub9ac\ub294 \uc2dc\ub300\uac00 \ub2e4\uac00\uc624\uace0 \uc788\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>\ub514\uc9c0\ud138 \ud1b5\ud654<\/em><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud1b5\ud654\ub294 \uad50\ud658\uc744 \ub9e4\uac1c\ud558\ub294 \uc218\ub2e8\uc774\uba70, \uac00\uce58\uc758 \ucc99\ub3c4, \uacc4\uc0b0\uc758 \ub2e8\uc704\uac00 \ub41c\ub2e4. \uc774\uac83\uc744 \ud544\uc694\ud55c \uc7ac\ud654 \ubc0f \uc6a9\uc5ed\uc73c\ub85c \uad50\ud658\ud55c\ub2e4. \uc544\ub2c8\uba74 \ub3c8\uc744 \ubaa8\uc544\uc11c \ub098\uc911\uc5d0 \ud544\uc694\ud55c \ubb3c\uac74\uc744 \uc0b4 \uc218 \uc788\ub2e4. \ubb3c\uac74\uc744 \ube44\uad50\ud558\ub294 \uae30\uc900\uc774 \uac00\uaca9\uc774\ub2e4. \uc6b0\ub9ac\uac00 \uc54c\uace0 \uc788\ub294 \ub3c8\uc740 \ubabd\uace8\uc740\ud589\uc5d0\uc11c \ubc1c\ud589\uc778\uc99d\ud55c \ud22c\uadf8\ub9ad \ub2e8\uc704\uc758 \uc9c0\ud3d0\uc774\ub2e4. \uc774 \uc9c0\ud3d0\ub294 \ubabd\uace8 \uc804\uad6d \uc5b4\ub514\uc5d0\uc11c\ub4e0 \uc778\uc815\ub418\uace0 \uac70\ub798\ub97c \ud560 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uae30\uc220\uc801 \ubc1c\uc804\uc5d0 \ub530\ub77c \ube44\ud604\uae08\uc73c\ub85c \uacb0\uc81c\ud560 \uc218 \uc788\ub294 \uae30\ud68c\uac00 \ub9ce\uc544\uc84c\ub2e4. \ube44\ud604\uae08 \uacb0\uc81c\ub294 \uc2e0\uc6a9\uce74\ub4dc, \uccb4\ud06c\uce74\ub4dc, \uc628\ub77c\uc778 \uc774\uccb4, \uc55e\uc5d0\uc11c \uc774\uc57c\uae30\ud55c \uadfc\uc811 \uc778\uc2dd \uacb0\uc81c \ub4f1\uc774 \uc788\ub2e4. \ub2e4\uc2dc \ub9d0\ud574, \uc9c0\ud3d0\ub97c \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uace0 \uacb0\uc81c\ub97c \ud558\uac8c \ub41c \uac83\uc774\ub2e4.&nbsp;\uc5ec\uae30\uc11c \uc8fc\uace0\ubc1b\ub294 \ub450 \uc0ac\ub78c \ubaa8\ub450 \uc740\ud589 \uacc4\uc88c\uac00 \uc788\uc5b4\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8\ub7ec\ub098 \uc740\ud589 \uacc4\uc88c\ub3c4 \uc5c6\uc774 \uacb0\uc81c\uc640 \uc1a1\uae08\ud560 \uc218 \uc788\ub294 \uae30\uc220\uc801 \uae30\ubc18\uc774 \uc870\uc131\ub418\uc5c8\ub2e4. \uc774\uac83\uc744 \ub514\uc9c0\ud138 \ud1b5\ud654\ub77c\uace0 \ud55c\ub2e4. \uc774\uac83\uc740 \ud2b9\uc815 \uce74\ub4dc\ub098 \ud734\ub300\ud3f0\uc5d0 \uc804\uc790 \ud615\ud0dc\ub85c \uc800\uc7a5\ub41c \ub3c8\uc774\ub2e4. \uc804\uc790\uae30\uae30\ub97c \ud1b5\ud558\uc5ec \ud604\uae08\ucc98\ub7fc \uc8fc\uace0\ubc1b\uc744 \uc218 \uc788\ub294 \uac83\uc774\ub2e4. \ud64d\ucf69\uc5d0\uc11c\ub294 \uc625\ud1a0\ubc84\uc2a4\ub77c\ub294 \uce74\ub4dc\ub97c \ub3c8\uc73c\ub85c \ucda9\uc804\ud558\uc5ec \ub300\uc911\uad50\ud1b5\uc740 \ubb3c\ub860 \ud3b8\uc758\uc810\uc774\ub098 \ud328\uc2a4\ud2b8\ud478\ub4dc\uc810, \uc8fc\uc720\uc18c, \uce74\ud398 \ub4f1\uc5d0\uc11c \uc774\uc6a9\ud560 \uc218 \uc788\ub2e4. \ud55c\uad6d\uc5d0\uc11c\ub294 \uc720\ud328\uc2a4, \ub7f0\ub358\uc740 \uc624\uc774\uc2a4\ud130 \uce74\ub4dc, \uc6b8\ub780\ubc14\ud0c0\ub974\ub294 \uc720\uba38\ub2c8\ub77c\ub294 \uad50\ud1b5\uce74\ub4dc\ub97c \uc0ac\uc6a9\ud558\uace0 \uc788\ub2e4. \uc774\ub7ec\ud55c \uc804\uc790 \ud1b5\ud654\ub294 \ubaa8\ub450 \ud574\ub2f9 \ub098\ub77c\uc758 \uc911\uc559\uc740\ud589\uc5d0\uc11c \uc778\uc99d\ud55c \uc9c0\ud3d0\ub85c \ud45c\uc2dc\ub41c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ucd5c\uadfc\uc5d0 \ub450\ubc88\uc9f8 \uc720\ud615\uc758 \ub514\uc9c0\ud138 \ud1b5\ud654\uac00 \uc0dd\uacbc\uc73c\uba70, \uc774\ub294 \uc554\ud638\ud1b5\ud654(cryptocurrency, \ube44\ud2b8\ucf54\uc778)\uc774\ub2e4. \uc774\ub7ec\ud55c \ub514\uc9c0\ud138 \ud1b5\ud654\ub294 \uc5b4\ub290 \ud55c \ub098\ub77c\uc758 \uc9c0\ud3d0\uac00 \uc544\ub2c8\uba70, \uc5b4\ub290 \ud55c \uacf3\uc5d0 \uc9d1\uc911\ub418\uc9c0\ub3c4 \uc54a\uace0, \uc81c3\uc790\uc758 \ucc38\uc5ec \uc5c6\uc774 \uc591 \ub2f9\uc0ac\uc790\uac00 \uc9c1\uc811 \uacb0\uc81c\ub97c \uc554\ud638\ud654\ud574\uc11c \ucc98\ub9ac\ud558\uae30 \ub54c\ubb38\uc5d0 \ubcf4\uc548\uc774 \ucca0\uc800\ud558\ub2e4. \uadf8\ub7ec\ub098 \uc774 \uc554\ud638\ud1b5\ud654\ub97c \uc77c\ubc18 \ud654\ud3d0\ub85c \ubc14\uafb8\uae30\uac00 \uc27d\uc9c0 \uc54a\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>\ub514\uc9c0\ud138 \uacb0\uc81c<\/em><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubabd\uace8\uc778\ub4e4\uc758 \ub514\uc9c0\ud138 \uacb0\uc81c \uc2dc\uc2a4\ud15c \uc0ac\uc6a9\uc774 \ub354\uc6b1 \uc99d\uac00\ud558\uace0 \uc788\ub2e4. \ubabd\uace8\uc740\ud589 \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 2017\ub144 \ub9d0 \ubabd\uace8\uc778\ub4e4\uc774 380\ub9cc \uac1c \uce74\ub4dc\ub97c \uc4f0\uace0 \uc788\uc73c\uba70 \uadf8 \uc911 170\ub9cc \uac1c \uce74\ub4dc\uac00 \uc801\uadf9 \ud65c\uc6a9\ub418\uace0 \uc788\ub2e4\uace0 \ud55c\ub2e4. \uc804\uccb4 \uce74\ub4dc\uc758 240\ub9cc \uac1c\uac00 \uc6b8\ub780\ubc14\ud0c0\ub974 \uc218\ub3c4\uc5d0\uc11c \uc0ac\uc6a9\ub418\uace0 \uc788\uc73c\uba70, \ub098\uba38\uc9c0 \uc9c0\ubc29\uc5d0\uc11c \uc81c\uc77c \ub9ce\uc740 \uce74\ub4dc\uac00 \uc0ac\uc6a9\ub418\uace0 \uc788\ub294 \uac83\uc740 10\ub9cc \uac1c \uce74\ub4dc\ub85c \uc140\ub81d\uac8c \uc544\uc774\ub9c9\uc774\ub2e4.&nbsp;\ub610\ud55c \uc804\uccb4 \uce74\ub4dc\uc758 72%\ub294 \ud22c\uadf8\ub9ad \uce74\ub4dc\uc774\uba70, 16%\ub294 \ube44\uc790\uce74\ub4dc, 10%\ub294 UPI\uce74\ub4dc\ub2e4. \uc774\ub7ec\ud55c \uce74\ub4dc\ub4e4\uc744 \uc704\ud558\uc5ec \uc804\uad6d\uc801\uc73c\ub85c POS \ub2e8\ub9d0\uae30 27,304\uac1c, MPOS \ub2e8\ub9d0\uae30 3,499\uac1c, POB \ub2e8\ub9d0\uae30 2,031\uac1c, ATM\uae30 1,897\uac1c, \uae30\ud0c0 \uc7a5\uce58 41\uac1c\uac00 \uc124\uce58\ub418\uc5b4 \uc788\ub2e4. 2017\ub144 4\ubd84\uae30 \uae30\uc900\uc73c\ub85c \uc774\ub4e4 \uc7a5\uce58\ub97c \ud1b5\ud558\uc5ec 6.4\uc870 \ud22c\uadf8\ub9ad\uc758 \uac70\ub798\uac00 \uc774\ub8e8\uc5b4\uc84c\uc73c\uba70, \uc774\ub294 \uc804\ub144\ub300\ube44 71% \uc99d\uac00\ud55c \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uce74\ub4dc\uacb0\uc81c\uac00 \ud604\uae08\ubcf4\ub2e4 \ube60\ub974\uace0 \uc190\uc27d\uc9c0\ub9cc, \ube44\uc6a9\uc774 \ub4e0\ub2e4. \uce74\ub4dc \ubc1c\uae09\uc5d0 \ub3c8 \ub0b4\uace0, \uce74\ub4dc\ub85c \uacb0\uc81c\ub97c \ud560 \ub54c\ub9c8\ub2e4 \ud310\ub9e4\uc790\uac00 1-3% \uc218\uc218\ub8cc\ub97c \uc9c0\ubd88\ud55c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1\ubc31\ub9cc \ud22c\uadf8\ub9ad \uc774\ub0b4\uc758 \uac70\ub798\ub97c \uc18c\uc561\uc774\ub77c\uace0 \ud55c\ub2e4. \uc18c\uc561\uac70\ub798 \uc2dc\uc2a4\ud15c\uc73c\ub85c \uacc4\uc88c\uc774\uccb4, \uc778\ud130\ub137 \ubc45\ud0b9 \ubc0f \ubaa8\ubc14\uc77c \ubc45\ud0b9 \uacb0\uc81c\ub97c, \uc9c1\ubd88\uce74\ub4dc \uc2dc\uc2a4\ud15c\uc73c\ub85c ATM\uae30\uc640, \ub2e8\ub9d0\uae30, \uc804\uc790\uac70\ub798 \ub610\ud55c \uacf5\uacf5\uc11c\ube44\uc2a4\uc758 \uc77c\ubd80 \uc218\uc218\ub8cc \ub4f1\uc744 \uc2e4\uc2dc\uac04 \uc9c0\ubd88\ud560 \uc218 \uc788\ub2e4.&nbsp;2017\ub144 \ucd1d 3\ucc9c\ub9cc \ud68c, 3.9\uc870 \ud22c\uadf8\ub9ad\uc758 \uc18c\uc561\uac70\ub798, 9.8\ucc9c\ub9cc \ud68c, 3.8\uc870 \ud22c\uadf8\ub9ad \uaddc\ubaa8 \uce74\ub4dc\uacb0\uc81c\uac00 \uc774\ub8e8\uc5b4\uc84c\uc73c\uba70, \uc2dc\uc2a4\ud15c \uc774\uc6a9\uc790\uac00 \uac00\uc7a5 \ub9ce\uc744 \ub54c 1\ubd84\uc5d0 \ud3c9\uade0 500\ubc88\uc758 \uac70\ub798\uac00 \uc804\uc1a1\ub41c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub7ec\ud55c \ubaa8\ub4e0 \uc740\ud589\uac70\ub798\uac00 \ubabd\uace8\uc740\ud589\uc758 \ub514\uc9c0\ud138\uacb0\uc81c\uc13c\ud130\ub97c \ud1b5\ud558\uc5ec \uc774\ub8e8\uc5b4\uc9c0\uba70, \uc218\uc218\ub8cc\ub97c \ubc1b\uac8c \ub41c\ub2e4. \uc0c1\uc5c5\uc740\ud589\ub4e4\uc740 \uc740\ud589\uac04 \uc18c\uc561\uac70\ub798 \uc2dc\uc2a4\ud15c \uac70\ub798\uc5d0\uc11c 160 \ud22c\uadf8\ub9ad, \uae30\ud0c0 \ud615\ud0dc\uc758 \uac70\ub798\uc5d0\uc11c 300\ud22c\uadf8\ub9ad\uc744 \uc218\uc218\ub8cc\ub85c \ubc1b\uc544 \ubabd\uace8\uc740\ud589\uc5d0 \uc900\ub2e4. \ubabd\uace8\uc740\ud589\uc740 \uc774\ub7ec\ud55c \uc218\uc218\ub8cc\ub85c\ubd80\ud130 2016\ub144\uc5d0 50\uc5b5 \ud22c\uadf8\ub9ad, 2017\ub144\uc5d0\ub294 68\uc5b5 \ud22c\uadf8\ub9ad\uc758 \uc18c\ub4dd\uc744 \ub0c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>\uc0c8\ub85c\uc6b4<\/em><\/strong><em><strong>&nbsp;<\/strong><strong>\ucc38\uac00\uc790\ub4e4<\/strong><\/em><strong><em>&nbsp;<\/em><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uae30\uc220\uc801 \ubc1c\uc804\uc73c\ub85c \uc778\ud558\uc5ec \uae08\uc735\uc5c5\uc5d0 \uc740\ud589, \ube44\uc740\ud589\uae08\uc735\uae30\uad00\ubfd0\ub9cc \uc544\ub2c8\ub77c \ud1b5\uc2e0\uc0ac, \uc804\uc790\uc0c1 \uac70\ub798\uc5c5\uccb4, \uadf8\ub9ac\uace0 \uc6d0\ud558\uba74 \uc5b4\ub290 \ud68c\uc0ac\ub3c4 \ucc38\uc5ec\ud560 \uc218 \uc788\uac8c \ub418\uc5c8\ub2e4. \ubabd\uace8\uc740\ud589\uc740 \uc18c\uc561\uac70\ub798\uc2dc\uc2a4\ud15c\uc744 \uad6d\uc81c\uc218\uc900\uc5d0 \ub9de\ucd9c \uc218 \uc788\ub3c4\ub85d \uc790\ub3d9\uc5b4\uc74c\uad50\ud658 Automated Clearing House(ACH+) \uc2dc\uc2a4\ud15c\uc73c\ub85c \uad50\uccb4\ud558\ub824\uace0 \ud55c\ub2e4. \ub0b4\ub144\ubd80\ud130 \uae08\uc735\uc815\ubcf4\uc758 ISO-20022 \uad6d\uc81c\ud45c\uc900, \uacc4\uc88c\ubc88\ud638\uc758 IBAN \ud45c\uc900\uc5d0 \ub530\ub77c \uc870\uc815\ud560 \uac83\uc774\ub77c\uace0 \ud55c\ub2e4. \uc774\ub7ec\ud55c \ud45c\uc900\uc744 \uac16\ucd98 \uc740\ud589 \uc678\uc758 \uae30\uc5c5, \uc804\uc790\ud1b5\ud654\uc640 \uacb0\uc81c\ub300\ud589\uc5c5\uccb4\uac00 ACH+ \uc2dc\uc2a4\ud15c\uc5d0 \uc9c1\uc811 \uc5f0\uacb0\ud558\uc5ec \uacb0\uc81c \uac70\ub798\ub97c \uc218\ud589\ud560 \uc218 \uc788\uc744 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubabd\uace8\uc740 \ube44\ud604\uae08\uac70\ub798\ub97c \uc9c0\uc6d0\ud558\ub294 \uc815\ucc45\uc774 \uc788\uc5b4\uc57c \uce90\uc2dc\ub9ac\uc2a4 \uc774\ucf54\ub178\ubbf8\ub97c \ub9cc\ub4e4 \uc218 \uc788\uc73c\uba70, \ube44\ud604\uae08 \uac70\ub798 \uc218\uc218\ub8cc\ub97c \ud604\uae08 \uac70\ub798 \uc218\uc218\ub8cc\ubcf4\ub2e4 \ub0ae\uac8c \uc870\uc815\ud574\uc57c \ud55c\ub2e4. \ubabd\uace8\ucc98\ub7fc \uc601\ud1a0\uac00 \ub113\uc9c0\ub9cc \uc778\uad6c \ubc00\ub3c4\uac00 \ub0ae\uc740 \uc9c0\uc5ed\uc5d0\ub294 \ubaa8\ub4e0 \uc0ac\ub78c\uc774 \uae08\uc735\uc11c\ube44\uc2a4\ub97c \ub204\ub9b4 \uc218 \uc788\uac8c 2G \ubb38\uc790\ub85c \uac70\ub798\ud560 \uc218 \uc788\uac8c \ub41c\ub2e4. \ub610\ud55c \uc740\ud589 \uc9c0\uc810\uc774\ub098 \uce74\ub4dc, \uad00\ub828 \uc7a5\uce58 \uc5c6\uc774\ub3c4 \ud734\ub300\ud3f0\uc73c\ub85c \uacb0\uc81c\ub97c \ud558\uace0 \uc11c\ub85c \uc774\uccb4\ud560 \uc218 \uc788\uc744 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubabd\uace8\uc5d0\ub3c4 \ub514\uc9c0\ud138\uacb0\uc81c, \uc804\uc790\uae08\uc735\uc11c\ube44\uc2a4 \ud601\uba85\uc758 \uc0c8\ubcbd\uc774 \ubc1d\uc544\uc624\uace0 \uc788\ub2e4.&nbsp;<\/p>\n\n\n\n<p class=\"has-text-align-right wp-block-paragraph\"><strong>2018.06.13<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-right wp-block-paragraph\"><strong>Translated by Z.Kherlen<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>THE IMMINENT REVOLUTION OF DIGITAL PAYMENTS \uc6b0\ub9ac\ub294 \ubb3c\uac74\uc744 \uc0b4 \ub54c \ud604\uae08\uc774\ub098 \uce74\ub4dc\ub85c \uacb0\uc81c\ud55c\ub2e4. \uce90\ub098\ub2e4\uc640 \ud55c\uad6d \ub4f1 \uc5ec\ub7ec \ub098\ub77c\uc5d0\uc11c \ud734\ub300\ud3f0\uc744 \uac00\uae4c\uc774 \uac16\ub2e4 \ub300\uae30\ub9cc \ud558\uba74 \uacb0\uc81c\uac00 \uac00\ub2a5\ud574\uc84c\ub2e4.&nbsp;\ub9ac\uc6b0\uc62c\ub9bc\ud53d \ub54c \ubc18\uc9c0\ub85c, \ud3c9\ucc3d\uc62c\ub9bc\ud53d \ub54c\uc5d0\ub294 \uc7a5\uac11\uc744 \uc2a4\uccd0 \uacb0\uc81c\ub97c \ud558\uc600\ub2e4. \ud2b9\uc218\ud55c \uce69\uc774 \ub0b4\uc7a5\ub418\uc5b4 \uc788\uc5b4 \uadfc\uc811\uac70\ub9ac\uc5d0\uc11c \ud310\ub3c5\uc2dc\ud0a4\uae30\ub9cc \ud558\uba74 \ub41c\ub2e4. \uc904\uc11c\uc11c \uae30\ub2e4\ub9b4 \ud544\uc694\ub3c4 \uc5c6\uc5b4 \uc2dc\uac04 \uc808\uc57d\uc774 \ub41c\ub2e4. \ud604\uc7ac \uae30\uc220\ud601\uba85\uc740 \uc885\uc774\ub85c \ub9cc\ub4dc\ub294 \uc9c0\ud3d0\ub97c \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uc544\ub3c4 [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":9623,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[193],"tags":[],"ppma_author":[268],"class_list":["post-13166","post","type-post","status-publish","format-standard","has-post-thumbnail","category-article-ko"],"authors":[{"term_id":268,"user_id":4,"is_guest":0,"slug":"haluinaamgmail-com","display_name":"Jargal 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