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\u8499\u56fe\uff0c\u5176\u5e10\u6237\u4f59\u989d\u4e5f\u4e0d\u5e94\u8d85\u8fc7100,000 \u8499\u56fe\u3002 \u8fd9\u79cd\u5947\u602a\u7684\u9650\u5236\u5236\u5ea6\u843d\u540e\u4e8e\u65f6\u4ee3\uff0c\u4e25\u91cd\u963b\u788d\u4e86\u4e1a\u52a1\u8fd0\u8425\u3002\u96be\u9053\u4e0d\u662f\u8bf4\u8981\u6267\u884c\u65e0\u73b0\u91d1\u793e\u4f1a(cashless society) \uff0c\u4e3a\u4e86\u4e0e\u75ab\u60c5\u4f5c\u6597\u4e89\u8981\u6267\u884c\u65e0\u63a5\u89e6\u652f\u4ed8(contactless) \u7684\u653f\u7b56\u5417\uff1f\u8fd9\u79cd\u63aa\u65bd\u5c31\u50cf\u662f\u4fee\u4e86\u5341\u4e2a\u8f66\u9053\u7684\u516c\u8def\uff0c\u4f46\u662f\u53ea\u5141\u8bb8\u4e00\u8f86\u8f66\u884c\u9a76\u662f\u4e00\u4e2a\u9053\u7406\u3002 \u6bd4\u5982\uff0c\u5f53\u7528\u6237\u63d0\u51fa\u6295\u8bc9\u7684\u65f6\u5019\uff0c\u5c31\u4f1a\u8bf4\u7535\u5b50\u8d27\u5e01\u91d1\u989d\u4e0d\u53ef\u4ee5\u592a\u591a\uff0c\u4f46\u662f\u5982\u679c\u60f3\u8981\u63d0\u9ad8\u8f6c\u8d26\u91d1\u989d\u989d\u5ea6\u7684\u8bdd\uff0c\u5c31\u9700\u8981\u94f6\u884c\u7684\u8bb8\u53ef\u3002\u8fd9\u6837\u7684\u884c\u4e3a\u5c31\u9650\u5236\u4e86\u5e02\u573a\u81ea\u7531\u7ade\u4e89\u7684\u53ef\u80fd\u6027\u3002\u8499\u53e4\u592e\u884c\u7ba1\u7406\u5c42\u5e76\u4e0d\u77e5\u9053\u5b9e\u65bd\u7ec6\u5219\u4e2d\u7684\u8fd9\u4e9b\u534f\u8c03\u5185\u5bb9\u3002<\/li>\n\n\n\n<li>\u653f\u5e9c\u76ee\u524d\u8fd8\u6ca1\u5f04\u660e\u767d\u5e94\u8be5\u5982\u4f55\u7ba1\u7406\u865a\u62df\u8d44\u4ea7\uff0c\u6240\u4ee5\u5c31\u6309\u7167\u4ee5\u524d\u7684\u63a7\u5236\uff0c\u963b\u6b62\uff0c\u963b\u788d\u7b49\u4e60\u60ef\u91c7\u53d6\u63aa\u65bd\u3002\u57fa\u4e8e\u533a\u5757\u94fe\u7684\u975e\u6709\u5f62\u8d44\u4ea7\uff0c\u4f8b\u5982\u5956\u52b1\u79ef\u5206\uff0c\u4ee3\u5e01\u548c\u786c\u5e01\uff0c\u4e0e\u7535\u5b50\u8d27\u5e01\u5206\u79bb\u7b49\u7b49\u5728\u804c\u8d23\u8303\u56f4\u5185\u5236\u5b9a\u653f\u7b56\u5e76\u6267\u884c\u3002\u5e76\u4e14\u5bf9\u4e8e\u6709\u5f62\u548c\u65e0\u5f62\u670d\u52a1\u5fc5\u987b\u6709\u5355\u72ec\u7684\u5e94\u7528\u7a0b\u5e8f\uff0c\u8fd9\u4f7f\u5f97\u5df2\u7ecf\u4f7f\u7528\u4e00\u4e2a\u5e94\u7528\u7a0b\u5e8f\u7684\u5ba2\u6237\u5f88\u96be\u540c\u65f6\u4f7f\u7528\u4e24\u4e2a\u5e94\u7528\u7a0b\u5e8f\u3002 \u4f8b\u5982\uff0cArd Koin\u5df2\u4e0eArd\u5e94\u7528\u7a0b\u5e8f\u5206\u79bb\u5e76\u53ef\u4ee5\u5728\u7f51\u7ad9\u4e0a\u4f7f\u7528\u3002 \u5c31\u50cf\u662f\u5728\u9006\u6d41\u6e38\u6cf3\u3002<\/li>\n\n\n\n<li>\u6c99\u76d2\uff08Sandbox\uff09\u6d4b\u8bd5\u5236\u5ea6\u5c06\u4f1a\u63d0\u4f9b\u4e00\u4e2a\u5728\u6709\u9650\u7684\u65f6\u95f4\u5185\u548c\u771f\u5b9e\u73af\u5883\u4e2d\u6d4b\u8bd5\u57fa\u4e8e\u65b0\u6280\u672f\u7684\u521b\u65b0\u4ea7\u54c1\uff0c\u4ee5\u53ca\u8be5\u4ea7\u54c1\u7684\u670d\u52a1\u548c\u5546\u4e1a\u6a21\u578b\u7684\u673a\u4f1a\u3002\u4f46\u662f\u7531\u8c01\uff0c\u5728\u4ec0\u4e48\u65f6\u95f4\uff0c\u600e\u6837\u786e\u5b9a\u4e0a\u8ff0\u6709\u9650\u7684\u8303\u56f4\u7b49\u5e76\u4e0d\u660e\u786e\uff0c\u6240\u4ee5\u4eca\u5929\u5373\u4f7f\u5df2\u7ecf\u6709\u6210\u5343\u4e0a\u4e07\u4e2a\u7528\u6237\u7684APP\uff0c\u5728\u672a\u6765\u4e5f\u53d8\u6210\u4e00\u79cd\u672a\u77e5\u6570\u3002\u4e5f\u8bb8\u4f1a\u56e0\u4e3a\u67d0\u4e2a\u4eba\u4e0d\u559c\u6b22\uff0c\u6216\u8005\u662f\u4e0d\u4e86\u89e3\u60c5\u51b5\u800c\u9762\u4e34\u53e6\u4e00\u4e2a\u963b\u788d\u548c\u6311\u6218\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u867d\u7136\u5b9e\u9645\u60c5\u51b5\u662f\u5982\u6b64\uff0c\u4f46\u662f\u6211\u4eec\u76f8\u4fe1\u8499\u53e4\u56fd\u7684\u5404\u4e2a\u91d1\u878d\u79d1\u6280\u516c\u53f8\u4f1a\u5c55\u5f00\u516c\u5e73\u7ade\u4e89\uff0c\u63d0\u51fa\u521b\u65b0\u601d\u60f3\uff0c\u4e0e\u653f\u5e9c\u5171\u540c\u5c06\u533a\u5757\u94fe\u6539\u9769\u8fdb\u884c\u5230\u5e95\uff0c\u6210\u529f\u7684\u5c06\u8fd9\u4e9b\u6280\u672f\u5f15\u5165\u8499\u53e4\u56fd\uff0c\u901a\u8fc7\u5171\u540c\u52aa\u529b\u5c06\u8499\u53e4\u56fd\u5e26\u5165\u5168\u7403\u91d1\u878d\u6d77\u6d0b\u3002<\/p>\n\n\n\n<p><strong>2021.04.26<\/strong><\/p>\n\n\n\n<p><strong>Trans. by Gerelchimeg.N<\/strong><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>FINTECH: NON-PHYSICAL ASSETS AND A HISTORIC OPPORTUNITY \u4eba\u7c7b\u53d1\u5c55\u7684\u6b65\u4f10\u4e0e\u8de8\u5883\u81ea\u7531\u8d38\u6613\u53cb\u76f4\u63a5\u7684\u5173\u7cfb\u76f8\u5173\u3002\u8d38\u6613\u662f\u91d1\u94b1\u548c\u8d27\u7269\u7684\u4ea4\u6362\u3002 \u8d27\u5e01\u4e5f\u662f\u4e00\u79cd\u4ed8\u6b3e\u65b9\u5f0f\uff0c\u5b83\u53ef\u4ee5\u5151\u6362\u6210\u4efb\u4f55\u5546\u54c1\u3002 \u4eba\u7c7b\u4e00\u76f4\u5728\u52aa\u529b\u4f7f\u4ed8\u6b3e\u65b9\u5f0f\u53d8\u5f97\u66f4\u5bb9\u6613\uff0c\u66f4\u53ef\u9760\uff0c\u66f4\u5feb\u548c\u66f4\u5bb9\u6613\u638c\u63e1\uff0c\u56e0\u6b64\u4efb\u4f55\u6280\u672f\u8fdb\u6b65\u90fd\u4f1a\u6700\u5148\u5bf9\u91d1\u878d\u4e1a\u4ea7\u751f\u5f71\u54cd\u3002 \u8fdb\u5165\u91d1\u878d\u79d1\u6280\u884c\u4e1a\u7684\u65b0\u6280\u672f\u5982\u4f55\u6539\u53d8\u652f\u4ed8\u65b9\u5f0f\uff1f\u8499\u53e4\u4eba\u4e3a\u4ec0\u4e48\u4f1a\u9762\u4e34\u5de8\u5927\u7684\u673a\u9047\u548c\u6311\u6218\uff1f \u6d88\u9664\u4fe1\u4efb\u8fb9\u754c \u65b0\u6280\u672f\u5f25\u5408\u4e86\u4eba\u4e0e\u4eba\u4e4b\u95f4\u7684\u9e3f\u6c9f\u3002 15\u4e16\u5370\u5237\u673a\u5668\u6539\u53d8\u4e86\u77e5\u8bc6\uff0c18\u4e16\u7eaa\u84b8\u6c7d\u673a\u8f66\u6539\u53d8\u4e86\u52a8\u529b\uff0c\u800c1990\u5e74\u4ee3\u8bde\u751f\u7684\u4e92\u8054\u7f51\u6d88\u9664\u4e86\u8ddd\u79bb\u548c\u65f6\u95f4\u754c\u9650\u3002 \u521b\u5efa\u4e8e\u4e16\u7eaa\u4e4b\u4ea4\u7684\u667a\u80fd\u624b\u673a\u73b0\u5728\u53ef\u968f\u65f6\u968f\u5730\u4f7f\u7528\u3002 \u4eca\u5929\uff0c\u9664\u4e86\u4f7f\u7528\u6211\u4eec\u7684\u624b\u673a\u4ed8\u6b3e\u5916\uff0c\u6211\u4eec\u8fd8\u53ef\u4ee5\u4f7f\u7528\u624b\u673a\u8fdb\u884c\u501f\u8d37\u548c\u6c47\u6b3e\u3002 \u91d1\u878d\u4e0e\u6280\u672f\u76f8\u7ed3\u5408\u7684\u91d1\u878d\u79d1\u6280\u6b63\u5728\u84ec\u52c3\u53d1\u5c55\uff0c\u5b83\u53ef\u4ee5\u8ba9\u94f6\u884c\u670d\u52a1\u666e\u53ca\u5230\u4e16\u754c\u4e0a\u6700\u8d2b\u56f0\u7684\u56fd\u5bb6\u3002 \u57282008\u5e74\u91d1\u878d\u5371\u673a\u4e4b\u540e\uff0c\u8be5\u9886\u57df\u53c8\u53d1\u751f\u4e86\u4e00\u573a\u9769\u547d\u3002 \u5df2\u7ecf\u5f00\u53d1\u4e86\u4e00\u79cd\u540d\u4e3a\u533a\u5757\u94fe\u7684\u65b0\u7a0b\u5e8f\uff0c\u8be5\u7a0b\u5e8f\u5141\u8bb8\u6570\u767e\u4e07\u53f0\u8ba1\u7b97\u673a\u5f7c\u6b64\u4e92\u901a\u4fe1\u606f\uff0c\u5c06\u6570\u636e\u5206\u7ec4\u4e3a\u5757(block)\uff0c\u5e76\u6839\u636e\u524d\u4e00\u4e2a\u521b\u5efa\u4e0b\u4e00\u6279(chain)\uff0c\u4ece\u800c\u4f7f\u6570\u636e\u4e0d\u53ef\u968f\u610f\u66f4\u6539(immutable)\u3002 \u8be5\u7a0b\u5e8f\u5df2\u6210\u4e3a\u5206\u7c7b\u5e10\u3002 \u4e00\u65e6\u6ce8\u518c\uff0c\u5b83\u5c31\u65e0\u6cd5\u64a4\u6d88\uff0c\u56e0\u4e3a\u8bbe\u7f6e\u4e86\u591a\u5c42\u7f16\u7801\uff0c\u6240\u4ee5\u53ef\u4ee5\u4fe1\u4efb\u3002 \u533a\u5757\u94fe\u6280\u672f\u6d88\u9664\u4e86\u4fe1\u4efb\u7684\u8fb9\u754c\uff0c\u56e0\u4e3a\u4eba\u4eec\u65e0\u9700\u4efb\u4f55\u4e2d\u4ecb\uff08\u653f\u5e9c\uff0c\u516c\u8bc1\u4eba\uff0c\u5546\u5e97\uff0c\u94f6\u884c\u8d26\u6237\uff0c\u4fe1\u7528\u5361\u7b49\uff09\u5c31\u53ef\u4ee5\u76f4\u63a5\u5f7c\u6b64\u4ea4\u6613\u5176\u6709\u5f62\u548c\u65e0\u5f62\u8d44\u4ea7\uff08\u865a\u62df\u8d44\u4ea7\uff09\u3002 \u4e2d\u672c\u806a\uff08Satoshi Nakamoto\uff09\u4f7f\u7528\u8fd9\u9879\u6280\u672f\uff0c\u4e8e2009\u5e74\u53d1\u660e\u4e86\u7b2c\u4e00\u4e2a\u52a0\u5bc6\u8d27\u5e01\uff08\u79d8\u5bc6\u7535\u5b50\u8d27\u5e01\uff09\u6bd4\u7279\u5e01\u3002 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